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The 10/25 Rule: How to Avoid Overspending and Keep Cash Flow Steady

The 10/25 Rule: How to Avoid Overspending and Keep Cash Flow Steady

by Peter McCarroll | Jun 22, 2026 | Business Coaching, Cash flow, Profit First & Cash Management

One of the biggest mistakes business owners make isn’t necessarily spending too much—it’s spending money simply because it’s sitting in the bank account. When sales are strong, the bank balance grows, confidence rises, and it’s tempting to...
Why Your Best Growth Idea Probably Isn’t a Better Product

Why Your Best Growth Idea Probably Isn’t a Better Product

by Peter McCarroll | May 25, 2026 | Business Coaching, Business Growth, Profit First & Cash Management

Ask most business owners how they’d make more money, and the answer comes back in some version of the same reflex: build a better product, or sell more of it. It feels like the obvious lever. It’s also, more often than not, the most expensive lever you can...
The Profit First Cash Leak You’re Missing: Are you the culprit Slowing Down Your Cash Flow

The Profit First Cash Leak You’re Missing: Are you the culprit Slowing Down Your Cash Flow

by Peter McCarroll | Apr 20, 2026 | Business Coaching, Business Growth, Cash flow, Profit First & Cash Management

Why Owner Dependency Is a Cash Flow Time Bomb The bottleneck in your own business isn’t just exhausting—it’s a hidden cash drain. When every decision and approval has to run through you, the speed at which cash moves through your business can dramatically slow...
How to Build a Seasonal Buffer Account Using Profit First Allocation Percentages

How to Build a Seasonal Buffer Account Using Profit First Allocation Percentages

by Peter McCarroll | Mar 16, 2026 | Business Growth, Profit First & Cash Management

Here’s the truth about seasonal revenue swings: if you’re spending like every month is a best month, you’re signing up for a cash panic come winter or drought. Profit First isn’t about making your cash flow flatter; it’s about creating a cash rhythm that matches...
The Profit First Pricing Test: Why Discounts Could Drain Your Business Before You Know It

The Profit First Pricing Test: Why Discounts Could Drain Your Business Before You Know It

by Peter McCarroll | Feb 16, 2026 | Profit First & Cash Management

When Discounts Kill Your Real Revenue You’re busy running a business, juggling expenses, payroll, and, of course, trying to make a profit. So when a client suggests discounting products to boost sales, your instinct might be, “Sounds like a quick win.” But...
HELP!! My sales are growing, but my cash flow sucks….

HELP!! My sales are growing, but my cash flow sucks….

by Mario Raia | Jan 15, 2026 | Business Growth, Cash flow, Profit First & Cash Management

You just landed a big new contract. Sales are climbing, orders are pouring in, and on paper, things look great. But why does your bank balance still feel like your pants are too tight? This is a classic dilemma for growing businesses, especially when volume doubles or...
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Recent Posts

  • The 10/25 Rule: How to Avoid Overspending and Keep Cash Flow Steady
  • Claude CoWork and what can your Small Business do with it?
  • Should I Invent Something, or Discover Something New?
  • The Third Door Nobody Opened
  • Why Your Best Growth Idea Probably Isn’t a Better Product

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