by Peter McCarroll | Sep 1, 2025 | Profit First & Cash Management
If you’ve been in business for more than a hot minute, you’ve probably felt it — the wild swing from overflowing bank accounts one month to scraping the bottom the next. One week you’re in a feast, feeling flush, paying bills with ease, maybe even treating yourself....
by Peter McCarroll | Jul 21, 2025 | Profit First & Cash Management
Let’s talk about one of the most frustrating questions small business owners face: “Do I focus on paying down debt… or do I finally start building up my profit?” If you’re like most entrepreneurs, you’ve probably been stuck in this tug-of-war. On one hand, debt feels...
by Peter McCarroll | Jun 16, 2025 | Profit First & Cash Management
Cash flow is the lifeblood of your business—but for many small business owners, it’s also the greatest source of stress. You may be hitting your revenue targets, landing new clients, or working harder than ever—yet still wondering: “Where did all the money go?” The...
by Peter McCarroll | May 19, 2025 | Profit First & Cash Management
So, let’s be real for a second: do you run a seasonal business? One that makes it rain money in July but feels like tumbleweeds and toast crumbs in February? If that sounds familiar, you’re not alone — and you’re definitely not doing anything wrong. Seasonal income is...
by Peter McCarroll | Apr 21, 2025 | Profit First & Cash Management
Applying Profit First principles can offer powerful strategies for small business owners navigating the cost pressures of tariffs. Here’s how the Profit First framework can help mitigate risk and maintain financial health in uncertain trade environments: 1. Increase...
by Peter McCarroll | Apr 2, 2025 | Profit First & Cash Management
Many business owners struggle with cash flow and profitability. Without a solid financial management system, they often find themselves making decisions based on immediate cash availability rather than long-term sustainability. Two primary approaches to financial...
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