by Peter McCarroll | Feb 27, 2024 | Uncategorized
I know, you wear lots of different hats every day. There is so much to get done, and there is not always someone specifically assigned to do it. That is the nature of a Small/Medium Business (SMB). But those little things all need to be done, so we constantly switch...
by Peter McCarroll | Dec 4, 2023 | Uncategorized
Did you see the article about bank financing? If not, go back and read it, please. Ok, are you back now? Great!! Let’s talk turkey (which is appropriate to do since we recently celebrated Thanksgiving). Dealing with banks can be challenging. It seems like they are...
by Peter McCarroll | Nov 29, 2023 | Uncategorized
We are debt averse in general. Borrowing money should be the choice of last resort, not first. But there are times where capital is needed and the business does not have sufficient time to generate the capital needed through its regular operations. In that case,...
by Peter McCarroll | Nov 13, 2023 | Uncategorized
Great question!! And it can be a complex one too… There are two considerations that must be factored in: What are you worth as an employee of your company? If you needed to hire someone to do all the work you do, how much would you have to pay them? I’m certain it...
by Peter McCarroll | Oct 30, 2023 | Uncategorized
Excuse me for being obvious. If you ride a rocking horse long enough, you’ll end up creating a rut from repeating the same motion over and over. In other words, things that don’t change stay the same. And over time, inertia makes it more and more difficult to change....
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